NOVEMBER 2025 INDUSTRY NEWS AND TRENDS
55% of B2B invoiced sales are now overdue
More than half of all B2B invoiced sales in America are now overdue according to analysis from The Kaplan Group. The average annual cost from late payments has reached nearly $40,000 per company, with 10% of companies suffering over $100,000 in expenses related to collections.
Manufacturing suppliers are particularly hard hit, with over half reporting late payments averaging nearly two months. The trend is actively constraining growth, with 76% of businesses saying they must address late invoice payments before focusing on expansion.
Fed officials divided on December rate cut amid economic uncertainty
Minutes from the Federal Reserve’s October meeting reveal a deeply divided committee on the path forward for interest rates. While the Fed approved a quarter-point cut in October, bringing rates to 3.75%-4%, officials expressed skepticism about further cuts in December, citing conflicting economic signals and the lack of key labor and inflation data caused by the shutdown. The probability of a December rate cut has now dipped to 32%,
Finance execs are planning for economic volatility
A survey of 531 middle-market U.S. financial leaders found that 98% anticipate changing their business plans in response to current macroeconomic trends, and more than half anticipate “significant” or “considerable” changes.
Cutting budgets, reducing discretionary spending, and imposing hiring freezes are the top ways they’re adjusting to volatility, along with building up reserves of cash.
Global survey tracks B2B payment trends
Global trade credit insurance and debt collections specialist Atradius has published a survey on B2B payment trends in 2025, and the results indicated that businesses worldwide are facing a more fragile financial environment. According to the survey, write-off rates in North America have declined slightly this year, but insolvencies increased, and 40% of North American respondents said they expect customer insolvency risks to rise in the coming year.
