Invoice factoring is a little-known and under-utilized financial tool. According to the Fed, 88% of small businesses use financing on a regular basis, but only 2% of them rely on factoring. It [...]
When most business owners think about financing growth, options such as bank loans, lines of credit, venture capital (for the ambitious), and maybe even high-interest credit cards (for the [...]
Marketplace lending, also known as peer-to-peer (P2P) lending, rose to prominence in the chaotic aftermath of the 2008 financial crisis. Today, it remains an option for businesses that can’t [...]
Most business owners will experience at least one cash-flow shock each year—late customer payments, seasonal dips, or unexpected expenses. Alone, each one seems manageable. Combined, they can [...]
Venture capital has dominated the headlines in recent years, offering thrilling stories of multi-million-dollar funding rounds and billion-dollar unicorns. But it represents only a fraction of [...]
Businesses that understand the unique advantages of asset-based loans (ABLs) gain a valuable addition to their financial toolkit. But those that use it without forethought can put themselves at [...]
Invoice factoring is more than just a way to unlock the cash tied up in your accounts receivable (AR). When you add factoring to your financial toolkit, your business could see smoother [...]
For small-business owners, change is a constant, and even minor changes in consumer spending, government spending, and interest rates can have an outsized impact. While the changes themselves may [...]
With access to working capital drying up for small businesses, banks are turning to factoring partners to find solutions. Banks are facing some tough challenges right now, including surging [...]
Lines of credit are a popular option for acquiring working capital. But the risks are often overlooked or underestimated. If you plan to apply for a business line of credit, make sure you know [...]